4. SBI General Insurance

5. Tata AIG General Insurance

When to take a car health insurance?

There are 3 main points by which you can choose the right time of car health insurance keeping in mind.

1. While buying a new car: Whenever you are taking a new car, you can choose a car health insurance to keep it in the right condition for a long time.

2. After the car warranty is over: If your car warranty is over, then it will be very important to take this policy at this time,

3. While buying an old car: If you are buying any old car i.e. second hand car at any time, then you can take advantage of insurance.

How does a car health insurance work?

If we talk about insurance, then it is such an option that after taking the problem in your car, if the problem is coming in the car like any money related to the car, the money will pay you the money that the insurance company will pay that money.

Choose the right car health insurance

1.Understand the terms of the policy

Before taking any policy, it is important to see what facilities will be available and whether the policy cover will be available or not. Some policies cover just the engine and transmission, while others cover other mechanical parts as well.

2. Compare Premiums

All insurance companies have different premium rates. Before taking the policy, you can keep in mind the premium policies of different companies because you will get a chance to choose a better policy.

3. Check the Claim Process

The claim process of a good insurance policy should be simple and fast. So that if you make a claim at any time, the claim can be provided to you directly without any kind of problem.

4. Additional benefits

Some companies also offer additional benefits like free servicing, tire change facility etc. Keep these also in mind, you should buy the policy keeping these small things in mind.

FAQs

1. Is car health insurance available for both new and used cars?

While Friends Car Health Insurance is available for both new and used cars, the premium amount may be higher for older cars.

2. What should I do if there is a mechanical problem with my vehicle?

First of all contact your insurance company. They will diagnose your problem and begin the repair process. You can consider applying for a claim.

3. Is the vehicle checked before taking car health insurance?

Yes, most insurance companies check the mechanical condition of the vehicle before issuing the policy.

4. Can I get a claim for routine servicing also?

No, regular servicing and maintenance costs are not covered under car  insurance.

Conclusion

Insurance is an important measure to protect your vehicle, which keeps your vehicle in good condition and better working for a long life. To choose the right car health insurance policy, follow the tips given above and keep in mind that you are taking care of your vehicle. Choose the most appropriate option.

If you choose a car policy for your vehicle, you get many types of benefits. Now if you are thinking about taking a policy, then I hope this post will be useful to you.